Your Guide to Car Insurance

At esure, we aim to go that little bit further and that includes providing you with a no-nonsense, straightforward guide all about car insurance. So in this section we're covering all the topics you might have questions about - from the basics to some really useful details: What you need to know to make the best possible choices; what kind of policy you really need, how much to pay, how to make a claim if your car is stolen or damaged and much more.

Think of it like a 'behind the scenes tour' of an insurance company, complete with all the facts you might like to know presented in a clear, accurate and easy to digest guide. Here's what's included:

Types of car insurance - from 'Third Party' to 'Fully Comprehensive' and 'Gap Insurance'... what exactly do they mean and which one is right for you?

Factors that affect your premium - how are car insurance premiums calculated, and which factors are going to affect your premium? Is there anything you can do to reduce your premium?

Car insurance Groups - where does your car fit in, and what difference does that make to your insurance?

No claim bonus explained - making sure you're properly rewarded for claim-free driving.

Getting a car insurance quote - making the process easier; getting the best possible quote.

When should you contact your insurance company? - Be sure you're covered - wherever you go; whatever you do.

What to do if you have an accident - things you need to know, even though you hope never to use them.

What to do if you break down - a step by step guide to preparing for and dealing with a break down on motorways and on other roads.

Protecting your car - what measures can you take to protect your car from criminal damage and theft?