Motoring Legal Protection

Our Motoring Legal Protection benefit can help you to recover your uninsured losses and to defend you should you be charged with a motoring offence arising from an incident while using your car. We can also help you to resolve motoring database disputes.

Recovery of uninsured losses:

If you’re involved in a road traffic accident which is caused wholly or partly by another party, there are some things that your car insurance policy doesn’t cover, such as:

With the Motoring Legal Protection benefit, your claim will be assessed and if it is more likely than not that incurring legal costs will result in a successful or more advantageous outcome, we will pay up to £100,000 (including VAT) towards legal costs incurred to help pursue your claim.

Defence of Prosecution

We provide up to £100,000 (including VAT) to defend you if charged with a motoring offence arising from an incident while using your car (and which is not covered under Section 1 Liability to other people and their property, as explained in the esure car insurance policy booklet).

Motoring database disputes

We will pay legal costs up to £10,000 to represent you in a dispute with the police, government agency and/or insurer:

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Already with us?

Optional Extras are easy to add to your existing policy too, call us free on 0845 603 7879*.

For more information, please visit our policy information for full terms and conditions.

*Calls cost 5p per minute plus your phone company's access charge. Find out more.