Motoring Legal Protection

Our Motoring Legal Protection benefit can help you to recover your uninsured losses and to defend you should you be charged with a motoring offence arising from an incident while using your car. We can also help you to resolve motoring database disputes.

Recovery of uninsured losses:

If you’re involved in a road traffic accident which is caused wholly or partly by another party, there are some things that your car insurance policy doesn’t cover, such as:

With the Motoring Legal Protection benefit, your claim will be assessed and if it is more likely than not that incurring legal costs will result in a successful or more advantageous outcome, we will pay up to £100,000 (including VAT) towards legal costs incurred to help pursue your claim.

Defence of Prosecution

We provide up to £100,000 (including VAT) to defend you if charged with a motoring offence arising from an incident while using your car (and which is not covered under Section 1 Liability to other people and their property, as explained in the esure car insurance policy booklet).

Motoring database disputes

We will pay legal costs up to £10,000 to represent you in a dispute with the police, government agency and/or insurer:

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Optional Extras are easy to add to your existing policy too, call us free on 0845 603 7879.

For more information, please visit our policy information for full terms and conditions.