Cover Options
The table below details the cover we offer under our two cover levels – Pet insurance and Pet Plus.
Cover |
|
|
|
Veterinary fees |
£2,500 |
£6,500 |
£50 per incident |
Time limit per condition† |
12 Months |
no limit |
|
Third party liability (dogs only) |
£1 million |
£1 million |
£100 per incident |
Death of your pet from accident or illness |
£500 |
£1,000 |
|
Theft or straying |
£500 |
£1,000 |
|
Advertising and reward following theft or straying (excluding dog-napping) |
£500 |
£1,000 |
|
Dog-napping (dogs only) |
£2,500 |
£2,500 |
|
Physical assault to you or a member of your household as a direct result of dog-napping (dogs only) |
£1,000 |
£1,000 |
|
Kennel / cattery fees if you’re in hospital for 48 hours or more |
£500 |
£1,000 |
|
Kennel / cattery fees - if your home becomes uninhabitable or evacuated |
£250 |
£500 |
|
Holiday cancellation/curtailment |
£1,000 |
£2,000 |
|
Overseas travel* |
12 Months |
12 Months |
|
Quarantine costs per trip** |
£1,000 |
£1,000 |
|
Loss of healthcare certificate per trip** |
£250 |
£250 |
|
Repeat tick & tapeworm treatment** |
£500 |
£500 |
|
Emergency expenses abroad per trip** |
£500 |
£500 |
|
Loss of PETS passport per trip** |
£250 |
£250 |
|
Accidental damage to third party property |
£500 |
£1,000 |
£100 per incident |
Flea cover |
£100 |
£100 |
|
Pay vet direct |
|
|
|
Helplines |
|||
24 hour Pet Health & Wellbeing |
|
|
|
24 hour Dog-napping Helpline |
|
|
|
24 hour Bereavement counselling |
|
|
|
24 hour Pet Legal |
|
|
|
Pet Minders |
|
|
|
Vet Search |
|
|
|
Discounts |
|||
Online discount |
5% |
5% |
|
Multiple pet discount (applies to all policies) |
10% |
10% |
|
Microchipping discount |
5% |
5% |
|
* Subject to full compliance with the PETS Travel Scheme
** When traveling overseas
† Subject to the policy limit per condition and up to date payment of premiums
Important points
Please see the Policy Booklet on pet insurance policy information for the complete terms and conditions.
The excess amounts shown against the cover are the amounts which you personally will be asked to pay for in respect of each claim.
The insurance does not cover veterinary fees for preventative and elective treatment, routine examinations, vaccinations, spaying, castration, pregnancy or giving birth.
Cats and dogs must be at least 8 weeks old to qualify for esure pet insurance.
Cover for illness starts 10 days after the inception date of the policy.
Third party liability cover only applies if you are not already covered by your household policy. It excludes injury to your family, household, employees or their property.
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Insurance cover is only available in the United Kingdom (excluding Northern Ireland, the Isle of Man and the Channel Islands).
Your insurance cover cannot be transferred to another pet.
