Guide to car insurance

At esure, we aim to go that little bit further and that includes providing you with a no-nonsense, straightforward guide all about car insurance. So in this section we’re covering all the topics you might have questions about – from the basics to some really useful details: What you need to know to make the best possible choices; what kind of policy you really need, how much to pay, how to make a claim if your car is stolen or damaged and much more.

Think of it like a ‘behind the scenes tour’ of an insurance company, complete with all the facts you might like to know presented in a clear, accurate and easy to digest guide. Here’s what’s included:

Types of car insurance – from ‘Third Party’ to ‘Fully Comprehensive’ and ‘Gap Insurance’… what exactly do they mean and which one is right for you?

Factors that affect your premium – how are car insurance premiums calculated, and which factors are going to affect your premium? Is there anything you can do to reduce your premium?

Car insurance groups – where does your car fit in, and what difference does that make to your insurance?

No claim discount explained – making sure you’re properly rewarded for claim-free driving.

Getting a car insurance quote – making the process easier; getting the best possible quote.

When should I contact my insurer? Be sure you’re covered - wherever you go; whatever you do.

What to do if you have an accident – things you need to know, even though you hope never to use them.

What to do if you break down – a step by step guide to preparing for and dealing with a break down on motorways and on other roads.

Protecting your car – what measures can you take to protect your car from criminal damage and theft.

Guide to car insurance

Guide to car insurance

Types of car insurance

Factors affecting premium

Car insurance groups

No claim discount explained

Car insurance quote

Contacting my insurer

If you have an accident

If you breakdown

Protecting your car