Guide to better home insurance
With so many companies claiming to offer cheaper home insurance, finding the right policy can seem impossible. Don't panic! This simple online guide has all the information needed to help you choose the right policy for you. There are hints and tips on keeping premiums low too and on lessening the risk of accidents and damage to your home.
We'll take you through some of the jargon, explain the differences between different types of policies and help you apply when you are ready. Remember the cheapest home insurance policy might not be what's right for you; think about what you need carefully before making your choice. Ready? Then let's get started!
What is home insurance? Do you need buildings, contents or both?
In this section we look at who should buy it, what to look out for when choosing a policy and the benefits of buying both buildings and contents insurance together.
How much buildings and contents cover do you need?
We help you to work out how much cover you need and explain the difference between the rebuild value of a home and the current market value. We also discuss the extra cover options to keep your possessions and loved ones safe.
Is the cheapest policy always best?
Standard policies and what they usually cover. New for old - what does it mean? Top tips on how to choose an insurance company and practical ways of keeping the cost of your insurance down.
What are high risk items and are they covered?
High risk items is a term used often when describing contents insurance cover, what are they and do they mean you need to pay a higher premium?
How to get a home insurance quote
Several insurance companies like esure offer online quotes. They can be quick and simple and allow you to be in control of the whole process from the comfort of your own home. You can adjust the cover options to see how your premium would be affected too. What information do you need to get a quote, how long does it take and can you buy online too?
Protecting your home - prevention is better than cure!
We look at practical hints and tips on how to protect your home, valuables and loved-ones from the risk of fire, theft, burst water pipes and leaks. You'll also find useful links to specialist organisations for further advice and information.
Weathering the weather - protecting your home from Mother Nature
Top tips on preparing for bad weather and on keeping your home well maintained. If you live in a potential flood area, what can you do to protect your home and possessions with advice from the Environment Agency. You will also find information on esure's home emergency cover and its benefits.
