| Alternative accommodation |
15% of contents sum insured |
| Contents in outbuildings |
£2,000 |
| Contents in the garden |
£1,000 |
| Contents temporarily away from the home |
£5,000 |
| Credit cards |
£500 |
| Domestic employers liability |
£10,000,000 |
| Fatal accident |
£5,000 |
| Food in freezer |
£500 |
| Legal liability as occupier |
£2,000,000 |
| Liability as tenant |
10% of household goods sum insured |
| Metered water |
£1,000 |
| Mirrors and glass |
household goods sum insured |
| Money |
£500 |
| Office equipment |
£10,000 |
| Pedal cycles |
£500 unless a specified item |
| Seasonal increase |
15% contents sum insured |
| Stolen keys |
£500 |
| Title deeds |
£250 |
| Wedding gifts |
10% of household goods sum insured |
