| Alternative accmommodation | 20% of buildings sum insured |
| Glass and sanitary ware | unlimited |
| Liability as owner | £2,000,000 |
| Liability as previous owner | £2,000,000 |
| Professional fees, clearance costs, local council requirements | building sum insured |
| Sale of your home | building sum insured |
| Underground services | unlimited |
| Alternative accommodation | 15% of contents sum insured |
| Contents in outbuildings | £2,000 |
| Contents in the garden | £1,000 |
| Contents temporarily away from the home | £5,000 |
| Credit cards | £500 |
| Domestic employers liability | £10,000,000 |
| Fatal accident | £5,000 |
| Food in freezer | £500 |
| Legal liability as occupier | £2,000,000 |
| Liability as tenant | 10% of household goods sum insured |
| Metered water | £1,000 |
| Mirrors and glass | household goods sum insured |
| Money | £500 |
| Office equipment | £10,000 |
| Pedal cycles | £500 unless a specified item |
| Seasonal increase | 15% contents sum insured |
| Stolen keys | £500 |
| Title deeds | £250 |
| Wedding gifts | 10% of household goods sum insured |
| Family Legal Protection / counseling services | £50,000 |