Policy limits

This is a summary of the limits applying to your policy. Please read this in conjunction with the policy booklet.

Buildings

Alternative accmommodation	20% of buildings sum insured
Stolen keys/replacement locks	£500
Emergency Entry	£1000
Glass and sanitary ware	unlimited
Liability as owner	£2,000,000
Liability as previous owner	£2,000,000
Professional fees, clearance costs, local council requirements	building sum insured
Sale of your home	building sum insured
Underground services	unlimited

Alternative accommodation	20% of contents sum insured
Contents in outbuildings	£2,000
Contents in the garden	£1,000
Contents temporarily away from the home	£5,000
Credit cards	£500
Domestic employers liability	£10,000,000
Fatal accident	£5,000
Food in freezer	£500
Legal liability as occupier	£2,000,000
Liability as tenant	20% of household goods sum insured
Metered water, oil or liquid petroleum gas	£1,000
Mirrors and glass	household goods sum insured
Money	£500
Office equipment	£10,000
Pedal cycles	£500 unless a specified item
Seasonal increase	15% contents sum insured
Stolen keys/replacement locks	£500
Emergency entry	£1000
Title deeds	£500
Visitors effects	£250
Wedding gifts	10% of household goods sum insured
Births	10% of household goods sum insured

Family Legal Protection / counseling services

£50,000

Callout and up to 2 hours labour cost	£500 (including VAT)
Parts and Materials	£100 (including VAT)