Policy limits

This is a summary of the limits applying to your policy. Please read this in conjunction with the policy booklet.

Buildings

Alternative accommodation and rent	20% of buildings amount insured
Emergency Entry	£1,000
Glass and sanitary ware	Unlimited
Professional fees, clearance costs and local authority requirements	Buildings amount insured
Sale of your home	Buildings amount insured
External door locks	£500
Underground services	Unlimited
Your liability as the owner of your home	£2,000,000
Your liability as the owner of your previous homes	£2,000,000

Alternative accommodation and rent	20% of contents amount insured
Births	10% of household goods amount insured
Credit, debit, charge, cheque or cash cards	£500
Contents in your garden	£1,000
Contents in your outbuildings	£2,000
Contents which are temporarily removed from the home	£5,000
Domestic staff - your liability as their employer	£10,000,000
Fatal accident benefit	£5,000
Freezer and refrigerator contents	£500
Metered water, oil or liquid petroleum gas	£1,000
Mirrors and glass	Household goods amount insured
Money	£500
Office equipment	£10,000
Pedal cycles	£500 unless a specified item
Personal liability and your liability as occupier of your home	£2,000,000
Seasonal increase	15% of household goods amount insured
External doors and locks	£500
Deeds and documents	£500
Visitors effects	£250
Wedding gifts	10% of household goods amount insured
Your liability as a tenant	20% of household goods amount insured

£50,000

Callout and up to 2 hours labour cost	£500 (including VAT)
Parts and Materials	£100 (including VAT)