Insure another car with us and get your Multicar discount

Buy Multicar direct from us and you, your partner or anyone over 25 living with you will save money.

We’ll automatically take 10% off the new policy and you'll also receive a Multicar discount on whatever’s remaining of your existing policy. We will either amend your payments or give you a refund within seven days.

As a Multicar customer, you can get your discount every time you renew too!






What's covered with Multicar?


Separate policy for each car


As each car has its own policy, if a claim’s made on one it won’t affect the No Claim Discount on the other.

Quotes guaranteed for 12 months


Not ready to insure a second car? It’s still worth getting a quote today as we’ll guarantee it for a whole year if your details stay the same.

You get all this as standard too


Defaqto 5 Star rated insurance


Defaqto has rated our car insurance 5 Star, meaning it has a comprehensive level of features and benefits.

Peace of mindYou can trust our happy customers too – our overall rating on TRUSTPILOT is 4 out of 5.



We’ll make sure you’re looked after if your car needs repairing when you choose one of our recommended garages.

ConvenientIf you have comprehensive cover, you'll receive a small size courtesy car so you can get around as normal for the duration of the repairs.

5-year repair


One of the best things about using one of our recommended repairers is that the work is guaranteed for 5 years.

Whats covered?The repair guarantee covers labour costs but not parts (these are subject to the manufacturer’s warranty and your statutory rights aren’t affected).

Uninsured driver


If you have an accident that isn’t your fault with a driver without insurance, you won’t pay any excess.

Please noteYou’ll need to provide us with the uninsured driver’s details and registration number.

Personal belongings


This includes anything not permanently fitted in your car – like a mobile phone or portable Sat Nav - up to £150.

Please noteWe may need proof of purchase or evidence of ownership. We also make deductions for wear and tear.

24/7 motoring legal advice helpline


If you ever need advice on a motoring matter, you can rest assured help is just a phone call away.

Peace of mindIrwin Mitchell solicitors provide this service on our behalf on 0345 850 9596.

What can you add on?


Breakdown cover


Choose from 4 different breakdown options from the RAC, the UK’s most experienced breakdown provider.

Car hire benefit


If your car’s stolen and not recovered, or we agree it’s a total loss, you’ll get a similar-sized hire car by the end of the next working day for up to 21 days while we sort out your claim.

Peace of mind We can collect you from your home or work to pick up the hire car. All named drivers on the policy are covered too.

Key cover


If your car keys (or lock transmitter or entry card for the keyless entry system) are lost, stolen, damaged or locked in your car, the RAC will come to the rescue. The same applies to garage locks.

Reassuring If you can’t get back on the road the same day, we’ll pay for overnight hotel accommodation (up to £200) for you and up to 8 passengers.

Misfuelling cover


If you put the wrong fuel in your car (and don’t start the engine), the RAC will get you back on the road in no time at all.

What's covered? Cover includes the cost involved to drain and clean the fuel system, plus car hire (up to £150 if required) to complete your journey.

To view our full terms and conditions, please click here for our standard cover policy booklet and here for our optional extras policy booklet.