Home insurance

50% of new customers paid £152 to protect their homes in July 2016

Add on FREE for the first 12 months:

FREE Family Legal Protection
FREE Home Emergency Cover
 

What does esure cover me for?

Buildings

 

Buildings

How can we protect you and your home?
  • Alternative accommodation – up to £75000
  • Sum insured for buildings – unlimited
  • Cover for locks and keys – up to £1000
  • Property owners liability cover – Up to £2 million as standard

You can also...

  • Add Accidental Damage cover at a small price to protect you from the unexpected
  • Buy buildings and contents cover together for a discount
 

For full information click here

The current limits on what we pay can be found here

Contents Cover

 

Contents

How can we protect your contents in your home?
  • New items for old – we will replace your stolen or damaged contents with new ones
  • Garden contents – up to £2000
  • Personal money – up to £750
  • Student cover – up to £5,000
  • Seasonal cover – up to an extra 15% of the contents sum insured*
  • Home office equipment – up to £1000

These limits are included in and not additional to your sum insured.
*Four weeks before and after a special event, such as a religious festival.

You can also...

  • Get up to 40% No Claim Discount if you are claim free for five years
  • Add Accidental Damage cover at a small price to protect you from the unexpected
  • Buy buildings and contents cover together for a discount
 

For full information please click here

The current limits on what we pay can be found here

Need help with calculating your home’s content value? Our home insurance checklist can help you.

If you need to change the amount allocated to household goods or high risk items call 0345 045 8000 to see if we can cover you.

Add on at no extra cost…

Family Legal Protection – FREE for the first 12 months, worth £25.99

  • Access to expert lawyers with up to £50,000 legal costs covered for you and your family
  • No Claim Discount not affected

 

Home Emergency Cover – FREE for the first 12 months, worth £54.99

  • One call to us and we’ll arrange for a contractor to visit your home and carry out the emergency repairs. Call-out charge, labour cost, parts and materials to a limit of £500 (including VAT), no problem, that’s covered by esure

 

Boost your cover

Personal Possessions

 

Personal possessions cover

With Personal possessions cover, your belongings will be covered while they are away from your home.

More info

For a small fee you can get cover for accidental loss, damage and theft of your personal possessions while they are temporarily removed from your home anywhere in the United Kingdom and for up to 60 consecutive days anywhere in the rest of the world.

Pest Cover

 

Pest Cover

If you call out a professional to deal with a pest infestation, we'll cover the cost of the call out and extermination, up to a total cost of £150 (including VAT).

More info

Spend a little extra to avoid ringing around – you can claim for the call out charge and the professional extermination or control of wasps, hornets nests, rats, mice or grey squirrels subject to an overall limit of £150 (including VAT per claim).

For the treatment of bed bugs this cover will pay the contractors charges subject to a maximum of three treatments / extermination and an overall limit of £200 (including VAT) of bed bugs in one infested area in the event of an emergency.

Annual Travel

 

Annual Travel Insurance

With our annual travel insurance you get cover for an unlimited number of worldwide trips per year, subject to a maximum duration of 30 days per trip.

More info

When you spend a little more, you can add Annual Travel Insurance (Home optional extra)to provide you, your husband, wife, partner, joint named policyholder, and any of your children (including foster children), who permanently live with you at the insured address, with worldwide cover for unlimited trips subject to a maximum duration of 30 days per trip.

Winter Sports

You can also add cover for winter sports.

Make a claim

Find out how to make a claim. We're here to support you when you need us the most  

Policy information

Got a question? See our FAQs here
Read more policy details by clicking below 

What our customers say

B Authentic Reviews

 

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