Does my cover with esure include student laptop insurance?
Yes, your laptop is considered as part of your content, and could be covered. If you want to protect your laptop while you are outside your halls of residence you will need to have our Personal Possessions Cover.
Is my phone covered too?
When you're a student, phone insurance is a necessity, especially if you need a replacement, after dropping it in the sink! For that reason phone insurance is included as standard in our contents insurance policy.
If you want to protect your phone while you are outside your halls of residence you will need to have our Personal Possessions Cover.
Would you cover my bike if I take it away with me to uni?
Providing your bike is stored in a safe place, such as a bike shed in your halls of residence and secured with a lock we could cover it. Unfortunately we don’t accept claims when individual parts of the bike have been stolen, such as the saddle or wheel.
If your bike costs more than £500 to buy brand new it would have to be specified separately and accepted by us. This is what’s known as a specified item.
When can't I make a claim?
Sometimes there might be occasions when you might not be able to claim on your student contents insurance. So you’re clear on what you can and can’t claim for, we’ve listed some of what’s excluded from our cover below.
- If any of your belongings such as clothes and jewellery are damaged in transit to uni, or while you’re moving, carrying, or wearing them, they won’t be covered
- If you’re going home over the summer and you’ll be leaving your things in your room, the maximum amount of time you can be away is 15 consecutive days, any longer and our cover is no longer valid This
This is just a summary of what’s excluded from our student cover, to read in full about the different types of exclusions there are, please read our policy booklet.
Add more to your student contents insurance
If you or your family have bought our Optional Extras such as personal possessions cover, this could also be valid alongside your student contents insurance.
Personal Possessions Cover
Personal possessions could be particularly useful if you’re going to and from lectures or commute to uni with your laptop. It aims to cover your things when you take them outside your home. That way you’re still protected if they get lost or stolen.
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For full information, and terms and conditions on these Optional Extras please look at the policy booklet.