Electric Vehicle Insurance
Defaqto 5 Star rated cover for electric and hybrid cars
Get an electric vehicle insurance quote in minutes >
Why insure your electric vehicle with esure?
By choosing our cover you have peace of mind knowing your that your car will be protected by one of the UK’s leading insurers.
It’s important to know, electric cars produce zero tailpipe emissions, which means they’re better for the environment than standard cars. As time goes on, they’ll become a significant factor in reducing climate impact – and esure wants to support customers as they transition to a more sustainable way of getting around.
Our quality fully comprehensive Electric Car Insurance covers a wide range of makes and models – both electric and hybrid. In fact, we regularly undertake customer testing to understand the wants, needs and expectations of electric vehicle drivers in the UK, so we can continue to improve our offering.
Specific benefits to electric and hybrid cars we cover include:
• Battery Cover. We’ll handle every part of your claim if your battery is accidentally damaged – to get you back on the road as soon as possible. That’s regardless of whether the battery’s owned or leased.
• Power Cable Cover. This covers electric charge cables whilst used in connection with charging your vehicle - providing you with peace of mind that your vehicle accessories are insured.
Benefits you get from our fully comprehensive cover:
A 5-Year repair guarantee
In-car entertainment cover
Cover to drive other cars
Legal liability
Motoring legal advice helpline
24-7 online claims
Rated 'Great' on Trustpilot
Optional extras we offer:
Breakdown Cover
Running out of charge while out and about is every electric car owner’s nightmare. However, our partner – the RAC, will be on hand to take you and your car to the nearest charge point if you take out this optional cover when you insure with us.
Hire Car Cover
If your car is stolen and not recovered, or we agree it’s a total loss, you’ll get a similar-sized courtesy car (including electric and hybrid cars subject to availability) by the end of the next working day. It’ll be yours to use for up to 21 days while your claim’s being processed.
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver, we can pay up to £100,000 (including VAT) towards the legal costs to help you recover your expenses.
Personal Injury Cover
If you, or any named driver, dies or is seriously injured, we’ll cover the medical expenses. We’ll pay up to £100,000 if you’re at fault, or up to £30,000 if not.
We've answered your questions about electric cars
Such as:
3. How do you drive an electric car?
For more electric vehicle FAQs, click below.
Frequently asked questions
➤ Are electric cars cheaper to insure than standard cars?
It all depends on the type of electric of hybrid car you have. The best thing to do is get a quote from us.
➤ Can I insure two electric or hybrid cars at once with esure?
Yes. Any combination of electric, hybrid and standard cars can be covered on our Defaqto 5 Star rated Multicar Insurance. Head here for more information.
➤ What happens if someone trips over my charging cable?
If you run your electric charging cable over a public pathway and someone trips over it, they can make an injury claim. That’s even if you’ve put up warning cones or have used a cable guard cover. Our Electric Vehicle policies include public liability insurance that provides you with cover if some were to trip over your charging cable.
➤ Are there any government funded schemes for electric cars?
Currently the government offers a grant that provides funding of up to 75% towards the cost of installing an EV chargepoint at certain domestic properties across the UK. Please go here for more details on eligibility.
➤ Can I renew my esure Electric Car Insurance online?
Yes. It’s exactly the same process as renewing our standard esure Car Insurance. Just head here.