Personal Injury Benefit

What is covered?

We will pay the following benefits to an insured person or their legal representatives in the event of an accident which occurs within the personal injury benefit territorial limits that results in bodily injury during the period of cover:

  • whilst travelling or a passenger in;
  • whilst driving or;
  • whilst getting into or out of the insured car
     
  At fault Not at fault
Death £100,000 £30,000
Permanent Total Disablement £100,000 £30,000
Loss of, or loss of use of, two or more Limbs £100,000 £30,000
Loss of, or loss of use of, one Limb £100,000 £15,000
Loss of Sight in both eyes £100,000 £15,000
Loss of Sight in one eye £100,000 £15,000
Loss of Hearing in both ears £100,000 £30,000
Loss of Hearing in one ear £100,000 £15,000
Loss of Speech  £100,000 £30,000
Third Degree Burns £100,000 £15,000


Note: We will only make payment of one of the above benefit payments to an insured person in respect of any one accident

The maximum amount we will pay an insured person for bodily injury sustained in one accident under this section of the policy is £100,000.

For more information and full terms and conditions, please refer to the Policy Booklet.


Medical Expenses

The policyholder or named driver will receive a cash payment towards the cost of treatment shown below, in the event of an injury sustained where they are the driver involved in a ‘fault’ accident claim within UK, Isle of Man or the Channel Islands:

 Operation/Procedure £1,000
 Hospital Overnight Stay £200 per night up to a maximum of 10 nights
 Physiotherapy Up to £250 towards the cost of treatment
 Cosmetic Dental Work Up to £500 towards treatment
 Consultant/Doctors £50 towards the fee charged to provide evidence of an injury/treatment



Already with us?

Optional Extras are easy to add to your existing policy too, call us on 0345 603 7879.

For more information and full terms and conditions, please refer to the Policy Booklet.