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10%* Multicar Discount
 

multicar-icon
 
More than one car at home?

When you, or anyone permanently living in the same household as you, insures additional cars with us direct we'll discount each new policy by 10%*
 

Easy to keep track of with individual policies
The same great Defaqto 5 Star comprehensive cover for all your cars

* (1) Discount excludes Optional Extras. (2) Subject to eligibility.

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What is a Multicar discount?


A Multicar discount is a discount we offer to esure Car Insurance customers who have more than one car in their household. When you, or anyone permanently living with you, insures additional cars directly with esure via the ‘Get a quote’ links on this page we’ll discount every new car insurance policy by 10%*.

So, if you and your partner both have cars, if the kids have just bought their first car, or for whatever reason you just have more than one car at home, why not consider getting a quote?

Plus, there's no limit to the number of cars you can insure with us, so every additional policy could benefit from a 10%* discount.

* (1) Discount excludes Optional Extras. (2) Subject to eligibility.

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Eligibility 

  • The person requiring cover will need to get their quote for additional esure Car Insurance policies directly online via this Multicar webpage, using the ‘Get a quote’ links on this page.
  • The discount is applied automatically if all eligibility criteria are met.
  • Minimum of two cars must be insured with esure by people living permanently at the same address.
  • Discount only applies to additional esure Car Insurance policies.
  • Our normal quote acceptance criteria for your additional car insurance policies will apply.
  • Your discount will continue when you renew, as long as you continue to meet the eligibility criteria.
  • If a change in circumstances means you no longer meet this eligibility criteria, any discount on the remaining policy will be removed at the next renewal.
  • This Multicar discount offer is available from 20 April 2022. The terms on this page apply from this date.
  • Quotes are valid for 30 days.

 

Exclusions

  • The Multicar 10%* discount is only applied to your core premium – it does not apply to Optional Extras.
  • Additional esure Car Insurance policies bought via a price comparison website are not eligible for this discount.
  • Additional esure Car Insurance policies not taken out via this Multicar discount page are not eligible for this discount.
  • The car with the earliest policy start date in the household is not eligible for the Multicar discount.
  • esure Flex customers are not eligible for this discount.
  • Customers who benefit from any other offer are not eligible for this discount. Only one discount offer can be applied to your policy and this Multicar discount cannot be used in conjunction with any other offers.
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Ready to get a quote?
 

For the moment, our Multicar discount is only available on quotes taken out through the links on this Multicar page and that meet all the eligibility criteria. If you have any questions, take a look at our FAQs below.

* (1) Discount excludes Optional Extras. (2) Subject to eligibility.

Get a quote

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Frequently Asked Questions
 

➤ WILL I BE ABLE TO DRIVE ALL THE CARS I’VE INSURED?

It all depends. If you insure all the cars in your name, then you’re allowed to drive all of them. However, if you only insure one car in your name, you can only drive the other cars if you are added as a named driver. 

➤ DO THE CARS NEED TO BE KEPT AT THE SAME ADDRESS?

To be eligible for our Multicar Discount the owners of all the cars insured must live at the same address.

➤ DO I HAVE TO BE MARRIED TO GET THE DISCOUNT?

Not at all. Our Multicar Discount is available to anyone living permanently at the same address.

➤ I DON’T ALREADY HAVE A CAR INSURED WITH ESURE AND WANT TO INSURE TWO AT THE SAME TIME, CAN I STILL USE THE LINKS ON THIS PAGE?

If you don't already have a car insured with esure, you'll need to get in touch with us on the phone, and our team will be happy to help. You can find out how to reach us on our Contact Us page.

➤ WHAT HAPPENS TO MY RENEWAL DATES IF I INSURE MORE THAN ONE CAR WITH A MULTICAR DISCOUNT?

They’ll be kept separate is the short answer, so there will be no change to your existing renewal date. Your No Claims Discount (NCD) for each policy will also be kept separate, so a claim on one policy won’t affect the NCD of the other. 

➤ WILL I STILL GET MY DISCOUNT WHEN I RENEW?

The discount will be applied for as long as you still meet the eligibility criteria above. Once you no longer meet that criteria (for example, if the other policyholder moves out of the household and you only have one car insured with us at the same household), then unfortunately we will remove any Multicar discount you have on your policy at your next renewal date.

➤ WHAT HAPPENS IF MY CIRCUMSTANCES CHANGE AND I BELIEVE I’M NOW ELIGIBLE FOR A DISCOUNT?

If you become eligible for a Multicar discount part-way through your policy, then you can contact our call centre and ask for the discount to be applied at your next renewal date. If you have just passed your renewal date but are still within the 14-day cooling off period and request the discount, this will be backdated to your renewal date. 

➤ I’VE ALREADY GOT TWO CARS WITH YOU – CAN I STILL GET THE DISCOUNT?

If you already have two cars insured with esure, then you can contact our call centre and ask for the discount to be applied to the additional car at your next renewal date. This will be applied to the policy with the most recent start date. If you have just passed your renewal date but are still within the 14-day cooling off period and request the discount, this will be backdated to your renewal date.

➤ WHAT HAPPENS WHEN I CANCEL MY POLICY?

If cancelling your policy means you now only have one car in the household, the discount will be removed from any previously eligible cars at their next policy renewal date.

➤ CAN I ADD NAMED DRIVERS TO MY POLICY?

Yes, you can add up to three named drivers to any of the cars you insure with us.

➤ CAN I INSURE MY PERSONAL CAR AND WORK VEHICLE AND GET A MULTICAR DISCOUNT?

Yes you can, as long as the policyholders of each car live permanently at the same household, and all Multicar eligibility criteria is met including the vehicles meeting our normal quote acceptance criteria. When getting a quote, please choose the class of use that best describes how you’ll use the cars. The class of use categories are:

• Social, Domestic and Pleasure
• Social, Domestic and Pleasure + Commuting
• SDP&C and Business use by you
• SDP&C and Business use by you and a spouse or partner
• SDP&C and Business use by you and another driver
• Commercial use

If you've got any further questions about our Multicar discount, once you've got a quote reference number, you can call us with any queries. Just remember to mention you're calling about a Multicar online quote. 

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