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Get a 15%* Multicar discount

More than one car at home? If you’re an existing esure Car Insurance customer or esure Flex Car Insurance customer, you or anyone living at the same home address could get a Multicar discount!

*The discount (1) excludes Optional Extras (2) is subject to eligibility; and (3) applies to online sales made via esure’s website only. If you pay by direct debit, interest will be calculated on the discounted premium.

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esure Multicar

Defaqto 5 Star rated Car Insurance or Defaqto 3 Star rated esure Flex - the choice is yours!

  • 15%* off for each car you add
  • Policies and renewal dates kept separate, so everyone can manage their own policy
  • No limit to the number of cars per household
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What is a Multicar discount?

A Multicar discount is an online only discount we offer to existing esure Car Insurance and esure Flex Car Insurance customers who have more than one car in the household. When you, or anyone living with you, insures additional cars directly with esure, we’ll discount every new car insurance policy by 15%*.

We'll also apply a 15%* discount to the existing policy when it next renews, as long as it was also bought directly, and meets eligibility criteria. Check out the full eligibility criteria and exclusions further down this page.

This offer is not available over the phone.

So, if you and your partner both have cars, or for whatever reason you just have more than one car at home, why not consider getting a quote?

Plus, there’s no limit to the number of cars you can insure with us, so every additional policy could benefit from a 15%* discount.

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*The discount (1) excludes Optional Extras (2) is subject to eligibility; and (3) applies to online sales made via esure’s website only. If you pay by direct debit, interest will be calculated on the discounted premium.

Why choose Multicar?

No limit to the number of cars you can insure with us

No limit to the number of cars you can insure with us

Your no claims discount is safe, so if someone in your family makes a claim, it won’t affect you

Your no claims discount is safe, so if someone in your family makes a claim, it won’t affect you

Convenience with all your vehicles insured with the same insurance provider

Convenience with all your vehicles insured with the same insurance provider

Eligibility

  • The person requiring cover will need to get their quote for additional esure car insurance policies directly at esure.com.
  • The discount will apply from the start of the new policy and will continue to be applied at each renewal as long as the multicar eligibility criteria and our standard Underwriting criteria have been met.
  • A multicar discount will be applied to the existing policy at the next renewal and at each subsequent renewal as long as this policy was originally bought directly from esure, and the multicar eligibility criteria and our standard Underwriting criteria have been met.
  • Minimum of two cars must be insured with esure by people living at the same home address.
  • Our standard Underwriting criteria for your additional car insurance policies will apply.
  • The multicar discount offer is available from 1st August 2024. The terms apply from this date.
  • The price quoted is valid up to the start date you chose when getting your quote.
  • When answering the existing customer question on esure.com, you must select ‘yes’ to yourself or someone in your household being an existing policyholder, otherwise you will not be eligible for the multicar discount.
  • We reserve the right to modify or withdraw the multicar discount at any time.

Exclusions

The multicar discount doesn't apply to:

  • The cost of optional extras.
  • Any policies bought via a price comparison website.
  • Any policies bought over the phone.
  • Discounts are not added during the policy year.
  • Buying a car insurance policy with another brand within the esure Group.

If a change in circumstances means you no longer meet this eligibility criteria, the multicar discount will be removed and will not be applied to the policies from their next renewal(s).

Choose the product that meets your needs

To help you get the cover that's right for you, we'll now give you two prices when you get a quote direct with us - one for esure Flex Car Insurance, and one for esure Car Insurance. Take a look at how the two compare:

 
Defaqto rating
The Defaqto 3 Star rated logoThe Defaqto 5 Star rated logo
Child seat cover
 £100 £100
Medical expenses
 £100 £300
Personal accident
 £2,500 £5,000
Windscreen cover
Uninsured driver promise
Vandalism promise
Legal advice helpline
Courtesy car to use while yours is being repaired
24 hour emergency helpline
5 year repairs guarantee
New car replacement benefit
Accident repair redelivery
Nav & audio equipment cover (original fit)
Personal belongings
 £150
Stolen keys
 £500
Non-original nav & audio cover
 £150
Hotel expenses (UK)
 £200 driver / £500 max
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Frequently Asked Questions

It all depends. If you insure all the cars in your name, then you’re allowed to drive all of them. However, if you only insure one car in your name, you can only drive the other cars if you are added as a named driver.

To be eligible for our multicar discount the owners of all the cars insured must live at the same home address.

Not at all. Our multicar discount is available to anyone living permanently at the same home address.

Our Multicar discount is a benefit for existing customers only, so you can only take advantage of the discount if you have an esure Car Insurance or esure Flex Car Insurance policy with us already.

They’ll be kept separate is the short answer, so there will be no change to your existing renewal date. Your No Claims Discount (NCD) for each policy will also be kept separate, so a claim on one policy won’t affect the NCD of the other.

Yes, you can add up to three named drivers to any of the cars you insure with us, subject to additional cost

Yes you can, as long as the policyholders of each car live in the same household, and all Multicar eligibility criteria is met including the vehicles meeting our normal quote acceptance criteria.

If you've got any further questions about our multicar discount you can ask our Livechat team.

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