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Over 60s Home Insurance

5 Star rated home insurance for over 60s

 

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Trusted by customers with their car and home insurance

 

 

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Over 60s Home Insurance

You’ve probably lived in your home for quite a while now, and have collected many things over the years. You might even still live in the house you raised your children in, and have bedrooms going spare for visiting family and friends.

When you choose esure you can sleep easy knowing your home is protected by quality 5 Star Defaqto rated cover. Plus all our call centres are UK based, with friendly staff, ready and waiting to help whatever your query might be.

What's different about buying home insurance for over 60s?

Nothing at all when you get a quote with esure. We offer both contents and buildings insurance, which you can buy separately or together. It’s also worth knowing that when you buy both our policies together, you can get Home emergency and Family Legal Protection free for the first 12 months.

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Contents cover–what does over 60s home insurance look like with esure?

You’ve probably lived in your home for a long while now, and have amassed a lot of things, so it’s important the cover you have meets your needs. When you buy esure Contents Insurance you get:

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  • New for old contents cover – we'll replace all covered items as new
  • Garden contents up to £2,000 – covering things like tools, garden furniture, plants and machinery
  • Personal money – up to £750 of your total sum insured to cover lost or stolen cash
  • Visitors’ belongings – up to £2,500 to cover their items if they're lost or damaged
  • Freezer and fridge contents – up to £1,000 to cover spoiled food if your fridge or freezer gives up the ghost
  • Outbuilding theft cover - up to £2,000 to cover items stolen from outbuildings, such as fishing tackle and garden tools

Restrictions may apply, check our policy booklet for more information.

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Buildings cover – what does over 60s home insurance look like with esure?

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  • Unlimited buildings cover – even if you need to rebuild your whole house, we'll cover it
  • Alternative accommodation – up to £75,000
  • Fixtures and fittings – we aim to cover your kitchen, or bathroom suite if it needs replacing after an insured event
  • Locks and keys – if your keys are lost or stolen, you'll be covered for the cost of replacing them and installing locks on any external doors up to the value of £1,000
  • Unlimited glass and sanitary ware cover – providing the damage is covered by an insured event.
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What events does esure cover?

This is a summary of some of the events we cover for full information please read our policy document:

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  • Fire
  • Falling branches or trees
  • Vandalism
  • Explosion
  • Damage as a result of burst or leaking pipes - this includes water tanks, washing machines, dishwashers, raditors or other fixed heating systems
  • Damage as a result of oil leaks
  • Theft or attempted theft
  • Subsidence
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Can anything affect the price of over 60s home insurance?

There a few things, which can affect what you pay for home insurance. If you have a large house with several bedrooms, you will most likely pay more as you’ll have more things to insure. The house itself will probably be bigger too, meaning rebuild costs would be higher.

Where you live can also change what you pay, as well as the materials your property is made of. esure for example won’t insure any homes that have a thatched roof.

If you’re thinking of downsizing or relocating for your retirement you might want to research the type of home you might see yourself living in and the area–it could have a big impact on what you pay for your home insurance policy.

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Add more to your home insurance

Getting these great Optional Extras for your over 60s home insurance can help enhance your cover. 

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Personal Possessions
Personal Possessions Cover

Spend a little extra to get cover for accidental loss, damage and theft of your personal possessions while they are temporarily removed from your home anywhere in the United Kingdom and for up to 60 consecutive days anywhere in the rest of the world.

Learn more

home emergency cover
Home Emergency Cover

Emergencies tend not to be restricted between the hours of 9–5, you could save yourself the hassle of ringing round trying to find that out-of-hours plumber, by making one call to our emergency hotline.

Learn more

Motor Legal Protection icon
Family Legal Protection

You could get covered for all sorts of situations that may require legal assistance, from employment tribunals to getting back your money after buying something faulty online.

Learn more

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For full information, and terms and conditions on these Optional Extras please look at the policy booklet.

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As a new customer you can add free for your first year when you buy Combined Buildings and Contents insurance:

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Family Legal Protection

  • Access to expert lawyers with up to £50,000 legal costs covered for you and your family
  • No Claim Discount not affected

Home Emergency Cover

  • One call to us and we’ll arrange for a contractor to visit your home and carry out the emergency repairs. Call-out charge, labour cost, parts and materials to a limit of £500 (including VAT) subject to a £25 excess
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Defaqto 2021
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