Kia Insurance

5 Star rated car insurance for your Kia


Get your quote in minutes


Trusted by customers with their car and home insurance




Kia Insurance

Kia is a car brand headquartered in Seoul and is the second largest automobile manufacturer after the Hyundai Motor Company. Whether you have a family car or a more sporty Kia, by getting esure comprehensive cover, your repairs are covered for 5-years when using our garages and your windscreen and windows are covered if they need to be repaired or replaced.


What does Kia car insurance with esure cover?

The level of cover we offer our customers is the same regardless of the type of car they insure. When you choose esure Comprehensive Insurance you get all these great benefits:

  • Unlimited cover – if any third party dies or is injured by your car, including passengers.
  • Up to £20 million – to cover any damage you do to another person’s property with your car.
  • Defaqto 5 Star rated – quality cover, at a competitive price.
  • Windscreen cover – for repair and replacement, windows are covered too.
  • Courtesy car – so you can keep going while your car is being repaired by our recommended repairers.
  • Excellent claims service – we paid out 97% of completed car insurance claims in 2017.
  • 5 years guaranteed repair work – when you use our recommended repairers.
  • 24/7 Motoring legal advice line – get your motor legal queries answered.
  • Driving other cars – policy holder only, subject to eligibility.

Please note that esure only offer comprehensive insurance and third party, fire, and theft. If you’d like to know more please read our policy booklet.


Kia Car Insurance Groups

We insure plenty of Kia models, so have pulled together a list of the insurance groups popular Kias fall into. Of course we can’t mention every Kia we insure so if your car isn’t on the list, it doesn’t mean we won’t insure it. Get a quote today to find out how much you could save.


Kia Picanto Insurance Groups

The Kia Picanto is designed to be a vehicle for urban use. Its five-door configuration and a compact size is well suited to narrow city roads. It comes with a choice of petrol engines that range from 1.0-litre to 1.25-litre in size, which helps to keep the Kia in the lower end of insurance groups.

The Picanto has three different trim levels. Depending on the trim level you have, you can get features like air conditioning, a leather-trimmed steering wheel, and alloy wheels. All the trim levels also include practical safety features like airbags, ESP traction and stability control, helping to keep the Picanto in lower insurance groups. Remember that higher trim levels may affect the cost of your Kia car insurance.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Picanto (04–11) 1.0–1.1 8–11
Picanto (11–17) 1.0–1.25 2–12
Picanto Hatchback (17 onwards) 1.1–1.25 4–10


Kia Sportage Insurance Groups

Kia’s small SUV, the Sportage, has been around for the past two decades. It comes with engine sizes ranging from 1.6-litre to 2.7-litre, which pushes it towards the middle range of insurance groups.

The Sportage comes with front-wheel drive and an automatic gearbox as standard, and is available with five different trim levels. The trim levels give you access to cosmetic features like premium upholstery and increased technical specifications.

It’s worth keeping in mind that if you have chosen a high trim level it may put your car into higher insurance groups, which affects your Kia car insurance quote.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Sportage (95–03) 2.0 19
Sportage (05–10) 2.0–2.7 18–23
Sportage (10–16) 1.6–2.0 12–18
Sportage (16 onwards) 1.6–2.0 11–25


Kia Rio Insurance Groups

The Rio is Kia’s flagship car and is available at a lower price point than some of its competitors.

The Rio is available with three different trim levels, giving you access to features like climate control, 15-inch alloy wheels and sat-nav. However, the Kia’s relatively small engine sizes and practical safety features keep it in the lower range of insurance groups. Be aware that choosing a higher trim level may increase the price of car insurance for Kias.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Rio (01–05) 1.3–1.5 6–11
Rio (05–11) 1.4–1.6 12–19
Rio (11–17) 1.1–1.4 1–9
Rio Hatchback (17 onwards) 1.1–1.4 2–9


Kia Sorento Insurance Groups

The Kia Sorento is Kia’s family-sized SUV, with seven seats and four-wheel drive capability. One of the most premium cars in Kia’s range, the Sorento is currently available with a 197bhp 2.2-litre diesel engine.

The Sorento is available with four different trim levels, giving you access to premium features like a 10-speaker sound system and an 8-inch colour touchscreen. It can also be purchased with safety features like parking sensors and blind spot detection. The car’s dimensions, engine size and available trims push it towards the middle level of insurance groups, and older models may go as high as group 32. As always, depending on the trim level you have it may affect the cost of car insurance for your Kia.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Sorento (03–09) 2.5–3.5 26–32
Sorento (10–14) 2.0–2.4 20–30
Sorento (15 onwards) 2.2 24–28


Kia Carens Insurance Groups

The Kia Carens is a space friendly, family-sized SUV. It comes with either a 1.7-litre or 1.6-litre petrol engine and comes with four different trim levels. It has seven individually adjustable seats in three rows, making it suitable for larger families.

The Carens is available in several different trim levels, the higher ones giving you access to features like heated seats, roof rails and a sat-nav. It also has some helpful safety features like a rear-view camera and lane departure warning system.

Despite its large size and available trim features, the Carens remains in the low-middle range of insurance groups. Remember whatever your trim level, it may impact the cost of your Kia car insurance.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Carens (00–06) 1.6–2.0 15–17
Carens (06 –11) 1.6–2.0 18–23
Carens (13 onwards) 1.6–1.7 12–18



Add more to your Kia car insurance

Get these great Optional Extras with your Kia car insurance to enhance your cover. 

Breakdown Assistance
Breakdown Assistance

We’ve partnered with the RAC, never get stuck on the road again–choose between 4 levels of breakdown cover.

Learn more

Motor Legal Protection

Up to £100,000 legal costs to help you get back uninsured losses, such as a loss of wages or travel expenses from the at-fault driver. If we think you have a good chance of winning a claim in court, the MLP £100,000 limit could also fund associated legal costs.

MLP can also be used to pay up to £100,000 towards your defence if you are being prosecuted for a motoring offence.

Learn more

Personal Injury Benefit
Personal Injury Benefit

Personal Injury Benefit increases the amount of cover you’d get for injuries if you were in an accident and were the at-fault driver.

Learn more


Would esure insure my Kia if I were to take it to Europe?

We do offer European car insurance if you wanted to take your Kia to Europe. If you just use your certificate of insurance as proof you’ll be covered at most to a third party only level. But for a small fee you can match your protection to what you have in the UK. To find the full list of European countries we cover, please visit our European car cover page.


You could save money with esure Multicar

More than one car at home? Get Multicar benefits for you, your partner and anyone else who lives with you if they’re over 25.


A Multicar discount

On all cars once you have two or more cars insured with us. Nice.

1-Year Quote Promise

Your Multicar quote will be guaranteed for 1-year if your details don’t change. You can also add additional cars as and when you’re ready.

Separate Policies

If you make a claim on one policy it won’t affect the No Claim Discount on the other. Renewal dates are also kept separate so you can insure your cars at different times.

Off 20
Defaqto 2019
97% of Claims

*Completed car claims in 2018

CI Awards for Claims

About Kia

Early Beginnings

Originally a steel tubing and bicycle parts manufacturer, Kia was founded in 1944 as Kyunsung Precision Industry – the company who would later go on to produce Korea’s first domestic bicycle. They changed the name in 1952 to Kia Industries, moving on to build motorcycles and eventually cars.

Kia opened its first assembly plant in 1973 at the Sohari Plant, swiftly starting production on small range cars. The company stopped making cars in 1981 due to a shift in the country’s politics with regards to the automotive industry. By 1986 the company re-joined the automotive industry and produced 95,000 cars the following year.

First Car

Kia’s First car was the Pride. Released in 1987, the Kia Pride started exporting to Japan and the Unites States in the same year. Originally a sedan that came in multiple door ranges, the Kia Pride got a revamp in 1993, and was later replaced by the Rio in 2000.

Present Day

Now headquartered in Seoul, Kia has become the second largest automobile manufacturer after Hyundai Motor Company. Hyundai owns 33.33% of Kia Motors, and Kia sold 3.3 million cars in 2015.

Focusing primarily on the European and US markets since 2005, Kia Motors Manufacturing Georgia opened in 2010.



1Parkers. PARKERS Insurance Groups. Available from [Accessed 1 October 2018]