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esure garden cover, also known as contents in the garden, is included as standard when you buy esure contents cover
How much is your garden worth to you?
Some of our fondest memories are made in our garden, it is an extension of our home. From those long summer barbeques or birthday parties to relaxing in the sun, we invest a lot of time making memories in our garden, and spend a lot of money on its upkeep.
Is my garden furniture covered?
Garden furniture insurance is part of esure Garden Cover. It can be useful if you tend to do a lot of entertaining outside. When you buy esure contents insurance, it aims to cover the furniture in your garden for up to £2,000. If any piece of your furniture, i.e. a non-fitted hot tub, costs £1,500 or more then you will have to list it as a specified item.
What does esure garden insurance cover me for?
esure’s garden cover or garden insurance is designed to protect items in your garden for up to £2,000 should any unfortunate situations happen. This can range from a theft all the way up to an accidental fire that might have been caused when barbequing.
Below is a summary of what you could be covered for with esure garden insurance. For more information on the breadth of garden insurance cover we provide please read our policy booklet.
Theft - garden plants and pots can be lucrative finds for thieves, if anything in your garden is stolen be it your patio heater, bonsai tree collection, or personal tools from your shed–just make one call and we aim to help you.
Fire, earthquake, and explosion - albeit some of these events might be quite rare, but you’d be surprised the amount of accidents that can happen with a barbeque. So if your plants or garden furniture get damaged you could make a claim.
Water leaks, and burst pipes - if a waste water pipe has cracked and leaked into your garden, as long as you’re responsible for the pipe we aim to cover your plants and furniture if they need to be replaced.
When can’t I make a claim on my garden insurance?
Unfortunately we can’t cover any damage in your garden that has been caused by a storm, flood, or subsidence.
Also if your home has been unoccupied for 30 days or more in a row, or your home has been left unfurnished, you won’t be able to make a claim.
If you want to check in full what we do and don’t cover please read our policy booklet.