Land Rover Insurance

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Land Rover Insurance

Early Beginnings

The four-wheel-drive classic started life as a prototype known as Centre Steer in 1947, before becoming a household name and eventually getting a Royal Warrant in 1951. Originally a product within the Rover Company range, Land Rover became its own brand in 1978 with the introduction of iconic models like the Range Rover.

First Car

The first Land Rover vehicle was modelled after the already existing Jeep, with Maurice Wilks being the chief designer for the brand. Available in only shades of light green, the car’s colour choice was inspired by military aircraft cockpit paint.

Present Day

Since becoming its own brand back in 1978, Land Rover has become the premier four-wheel-drive of choice for many car enthusiasts. Alongside the Range Rover, Land Rover’s roster also includes the Defender, Discovery and Freelander. In 2000, Land Rover was sold to the Ford Motor Company, and since 2008 it has been part of Jaguar, existing under the ‘Jaguar Land Rover’ moniker.


What does Land Rover car insurance with esure cover?

The level of cover we offer our customers is the same regardless of the type of car they insure. When you choose esure Comprehensive Insurance you get all these great benefits:

  • 5-Year repair guaranteed - if your car's being repaired by one of our recommended repairers
  • Courtesy car - following an accident if one of our recommended repairers is fixing your vehicle
  • Windscreen cover - our specialists will happily perform a windscreen repair or replacement if yours gets damaged
  • Online claims - report your incident online, 24/7, at a time that's convenient for you 
  • Unlimited cover - if any third party dies or is injured by your car, including passengers.
  • Up to £20 million - to cover any damage you do to another person’s property with your car
  • Driving other cars - policy holder only, subject to eligibility
  • In car entertainment - cover for loss or damage to permanently fitted electronic equipment
  • Legal liability - unlimited cover for death or injury to other people
  • Motoring legal advice helpline - on hand - day and night - in case you need us

Limits may apply, please check out policy booklet.



  • Defaqto rated 5 Stars - 5* car & home insurance
98% claims


  • We paid out 98% of claims - *completed Car Insurance claims in 2021

Please note that esure only offer comprehensive insurance and third party, fire, and theft. If you’d like to know more please read our policy booklet.


Land Rover Car Insurance Groups

We insure plenty of Land Rover models, so have pulled together a list of the insurance groups popular Land Rovers fall into. Of course we can’t mention every Land Rover we insure so if your car isn’t on the list, it doesn’t mean to say we won’t insure it. Get a quote today to find out how much you could save.


Land Rover Freelander Insurance Groups

The first compact SUV, the Freelander has been in action since 1997, though the production of the model ended in 2014. The Freelander comes with a choice of engines and personalised interiors. While it’s always tempting to choose a larger engine size and add-ons like alloy wheels and a rear-view camera, these may place your car in a higher insurance group.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Freelander Hardback (97–03) 1.8-2.5 21-25
Freelander Station Wagon (97–03) 1.8-2.5 21-25
Freelander Softback (97–03) 1.8-2.5 21-25
Freelander Hardback (03–06) 1.8-2.5 21-27
Freelander Station Wagon (03–06) 1.8-2.5 21-27
Freelander Softback (03–06) 1.8-2.5 21-27
Freelander (06–14) 2.2-3.2 19-30


Range Rover Insurance Groups

The full-sized SUV is the signature model for Land Rover and has been its flagship model since the 1970s. Range Rovers come in a number of sub-brands that include the Range Rover Evoque, the Range Rover Velar and the Range Rover Sport. The Range Rover has a V8 engine that varies from 3.0-litre to 5.0-litre in size, putting the car in the highest insurance groups. Available add-ons include features such as alloy wheels, air suspension and leather interior furnishings.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Range Rover (94–02) 2.0-4.6 33-50
Range Rover (02–12) 3.0-5.0 38-50
Range Rover (12 onwards) 3.0-5.0 45-50


Range Rover Evoque Insurance Groups

The Range Rover Evoque is a premium compact SUV that comes with 4-wheel drive as standard and it is powered by turbocharged 4-cylinder engines. Engine sizes for the Coupé model range from 3.0–5.0-litre in size, putting it in the highest insurance groups. However, the standard Evoque and Evoque convertible come with engines ranging from 2.0–2.2-litre in size, so insurance groups are lower. Numerous add-ons are available, including alloy wheels, LED headlights and entertainment system upgrades.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Range Rover Evoque Coupé (11 onwards) 3.0-5.0 45-50
Range Rover Evoque Convertible (16 onwards) 2.0 39-45
Range Rover Evoque (11 onwards) 2.0-2.2 28-43


Land Rover Discovery Sport Insurance Groups

The Land Rover Discovery Sport has a 4-cylinder 2.0-litre Si4 petrol engine, making it more efficient and economical than most of the cars in its range. Different trim levels and add-ons are available, like an upgraded multimedia system and luxurious leather interior. However, be aware that adding optional technologies or a more powerful engine may result in your car being placed in a higher insurance group.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Discovery Sport (15 onwards) 2.0-2.2 24-40


Land Rover Discovery Insurance Groups

The mid-sized luxury SUV from Land Rover has been around for five generations. As with most vehicles in Land Rover’s roster, the Discovery comes with a choice of engines in both diesel and petrol. It can also be upgraded with optional add-ons like a heated steering wheel and surround cameras. The discovery also has top-notch towing capabilities, being able to tow up to 3,500kg. The power and size of the Discovery, along with the different trims available, put it into the mid–high range of insurance groups.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Discovery (89–98) 2.0-3.9 21-27
Discovery (98–04) 2.5-4.0 24-30
Discovery (04–17) 2.7-4.4 33-45
Discovery SUV (17 onwards) 2.0-3.0 33-43



esure Optional Extras for Land Rover car insurance

esure offers a range of Optional Extras to boost your car insurance cover. These include:

Motor Legal Protection
Motor Legal Protection

If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses. These can include lost wages if you've had to take time off work after the accident, or travel expenses while you were without your car. Motor Legal Protection could also cover your defence if you're facing prosecution for a motoring offence.

Learn more about MLP

car hire benefit
Car Hire Benefit

If your car is stolen and not recovered, or we agree it's a total loss, you'll get a similar sized hire car. You can use this while your claim is being processed, for up to a maximum of 21 days. With Car Hire Benefit we'll also pick you up from either your home or work and take you to collect your hire car, and when your claim is settled we'll collect the car within 48 hours.

Learn more about Car Hire Benefit


More than one car at home?


When you, or anyone permanently living in the same household as you, insures additional cars with us direct we’ll discount each new policy by 10%*

* (1) Discount is not given when you get a quote for the same vehicle via a Price Comparison website within 31 days of getting your quote direct with esure. (2) Discount excludes Optional Extras. (3) Subject to eligibility.

Separate policies – so no change to your existing renewal dates. Your No Claims Discount (NCD) for each policy will also be kept separate, so a claim on one policy won’t affect the NCD of the other

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1Parkers. PARKERS Insurance Groups. Available from [Accessed 29 November 2017]