Peterborough Car Insurance

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  • Access to our 24/7 accident helpline
  • 5 Star Defaqto rated cover

Peterborough Car Insurance

Located in Cambridgeshire the cathedral city of Peterborough is the ‘Gateway to the Fens’–in the past it was known for its manufacturing industry, but today most jobs tend to be focussed within the Financial Services sector.

There is a lot going on in Peterborough throughout the year, one of the highlights is the East of England Show, which showcases the best in British food and farming–promoting the support of agricultural and rural life. If you find yourself parking in a field for the event it might be a good idea to keep some rope in your boot. That way if the weather takes a turn for the worse and you get stuck in the mud you can be pulled out by another car.

Peterborough is also a major transport hub, with the Great North Road cutting right through the city. Due to Peterborough’s good transport links it’s not uncommon for people who live there to commute to other cities for work. If you find yourself clocking up a fair few miles on your daily commute your car insurance could cost more. This can be due to the increased risk of you having an accident as you’re on the road a lot more.


Does car insurance in Peterborough cost more when compared with the rest of the UK?

Car insurance can vary depending on where you live and this can be due to a variety of factors–your area could be prone to flooding, or you live in a densely populated city with more cars on the road, which in turn means there is a greater chance of you having an accident. It’s hard to definitively say if car insurance in Peterborough is cheaper or more expensive when compared with the rest of the UK, as the quote takes into account a lot of individual details that are unique to you. Age for example can be a big factor on what you pay, drivers who are aged 60 tend to get cheaper quotes than those who are 18. The type of car you drive can also increase what you’re quoted. A 4x4 would typically cost more to insure than a smaller car due to the size of the engine and power amongst many other factors.


I commute to work, how can I save on my car insurance?

If you commute every day to work, your mileage is likely to be high and this could increase what you pay for your car insurance. However, car insurance quotes use lots of information in their calculations, and mileage is just one of them. So you could potentially reduce what you pay if your car scores well in other quote criteria. We’ve listed some ways you could reduce your chances of making a claim and potentially lower the price of your car insurance policy.

  • Park in a garage or driveway overnight instead of on the road outside your house–this could reduce your quote because the risk of accidental damage and theft is lowered.
  • Be a careful and considerate driver–this may sound obvious, but if you never make a claim you’ll build up a substantial No Claim Discount, which can reduce the amount of money you have to part with for your car insurance policy.

What does esure comprehensive insurance include?

  • 5-Year repair guaranteed - if your car's being repaired by one of our recommended repairers
  • Courtesy car - following an accident if one of our recommended repairers is fixing your vehicle
  • Windscreen cover - our specialists will happily perform a windscreen repair or replacement if yours gets damaged
  • Online claims - report your incident online, 24/7, at a time that's convenient for you 
  • Unlimited cover - if any third party dies or is injured by your car, including passengers.
  • Up to £20 million - to cover any damage you do to another person’s property with your car
  • Driving other cars - policy holder only, subject to eligibility
  • In car entertainment - cover for loss or damage to permanently fitted electronic equipment
  • Legal liability - unlimited cover for death or injury to other people
  • Motoring legal advice helpline - on hand - day and night - in case you need us

Limits may apply, please check out policy booklet.


Please note that esure only offer comprehensive insurance and third party, fire, and theft. If you’d like to know more please read our policy booklet.


What else can esure do for me?

  • Vandalism protection - if someone has maliciously damaged your car, just give us your crime number, which you can get from the police, and your No Claim Discount won’t be affected.
  • Uninsured driver protection - if an uninsured driver causes damage to your car, your No Claim Discount won’t be affected if you get the driver’s name, address and the car’s registration number.
  • European car cover - if you want to take your car to Europe, we can provide you with the same level of cover you have here in the UK–just let us know in good time before you set off, so we can arrange it all for you. Please bear in mind if you’d like to do this a foreign use extension charge will apply. For more information please visit our European car cover page.


Defaqto 2022



Optional extras

When you’re with esure you can increase the amount of cover you have with our Optional Extras.

Car Hire

Car Hire Benefit

If your car is stolen and not recovered, or we agree it's a total loss, you'll get a similar sized hire car. You can use this while your claim is being processed, for up to a maximum of 21 days. With Car Hire Benefit we'll also pick you up from either your home or work and take you to collect your hire car, and when your claim is settled we'll collect the car within 48 hours.

Personal Injury

Personal Injury Cover

In the event of death or serious injury to you (or any named driver), we'll cover medical expenses and pay up to £100,000 if you're at fault, or up to £30,000 if not.


More than one car at home?


When you, or anyone permanently living in the same household as you, insures additional cars with us direct we’ll discount each new policy by 10%*

* (1) Discount is not given when you get a quote for the same vehicle via a Price Comparison website within 31 days of getting your quote direct with esure. (2) Discount excludes Optional Extras. (3) Subject to eligibility.

Separate policies – so no change to your existing renewal dates. Your No Claims Discount (NCD) for each policy will also be kept separate, so a claim on one policy won’t affect the NCD of the other

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