Flat Insurance

You don’t have to own your own home or live in a big house to enjoy the benefits of contents insurance.

At esure, we understand that protecting your home and worthy possessions can be among the most important things to take into consideration when moving into a new property.

When searching ways to protect your flat, insurance that meets your needs can be quite difficult and time consuming to find. That said, when you find a deal that’s the right fit, you’ll have peace of mind that your belongings are insured in the case of theft and damage.

I’m thinking of insuring my flat, what types are available?

When living in a flat, contents insurance is something you might want to consider, as it is designed to protect your belongings. Buildings insurance, on the other hand is generally overseen by the flat or apartment manager, so you might not have to buy this type of cover.

Contents insurance aims to cover cover the possessions you have in your home in case of theft or damage. This could include objects like jewellery, clothes, mobile phones, computer equipment, antiques, coin collections and more. Contents cover helps to pay for the items to be replaced, or could reimburse you for the loss of cash stored on your property.

With contents insurance, your possessions are covered for a number of incidents such as fire, flood, vandalism, and falling trees or TV aerials.

It’s worth remembering that any item valued above £1,499 when new has to be declared to us and noted as a specified item.

The benefits of getting insurance for your flat

Whether you’re living in a luxury flat or a basic apartment, insurance has several benefits worth considering:

• Protecting your flat with contents insurance means that not only are you protecting your general contents in your flat but you also have the option of insuring individual higher value items like mobile phones, laptops and even jewellery.
• It’s always important to check if your building has insurance. For most leasehold properties, you will not need buildings insurance as this is usually overseen by the flat or apartment manager.
• For many people it’s very important that their belongings are insured. Even if your building might already have buildings insurance, you may wish to consider contents insurance for your possessions.

esure Optional Extras for Flat Insurance

esure offers a variety of Optional Extras to boost your home insurance cover for extra security and peace of mind. Spend a little extra to add-on: