Optional Extras for Home Insurance

For extra peace of mind and help when you need it most, why not take out the additional cover below. These options can easily be added onto your policy when you get your quote.

Family Legal Protection cover

Have you ever purchased goods or services and found that there was a breech of contract? Or have you ever been in a situation where you needed expert legal advice?

Family Legal Protection cover provides you, and members of your household, with up to £50,000 of legal help and assistance with situations such as resolving employment disputes (up to £10,000), disputes with neighbours plus much more.

In fact, it's almost like having a lawyer in your back pocket, 24 hours a day, 7 days a week.

Home Emergency cover

esure's home emergency cover offers peace of mind when you need it most - immediately after a domestic emergency in your home. So if your central heating breaks down, or your drains become blocked, all you need to do is call the helpline and arrange for a reputable contractor to come to your house and carry out emergency repairs.

No ringing around, no "out of hours" rates - You can claim for the call out charge, labour costs, parts and materials, subject to an overall limit of £500 (inc. VAT per claim).

Pest cover

esure Pest cover offers you peace of mind when you discover a wasp or hornet nest or an infestation of rats, mice, grey squirrels or bed bugs in your house. You'll know that you can simply call the pest helpline and arrange for a reputable contractor to come to your house to carry out emergency extermination or control of the pests.

No ringing around, no "out of hours" rates - You can claim for the call out charge and the professional extermination or control of wasps, hornets nests, rats, mice or grey squirrels subject to an overall limit of £150 (inc. VAT per claim), or up to £200 (inc. VAT) for a maximum of 3 treatments / extermination of bed bugs in one infested area in the event of an emergency.

Annual Travel Insurance (Home optional extra)

For an additional premium, Annual Travel Insurance (Home optional extra) provides cover for two adults and up to six of their children (including foster children, adopted children and grandchildren), with worldwide cover for unlimited trips subject to a maximum duration of 45 days per trip.

Cover includes:

  • Cancellation and Curtailment cover
  • Medical Emergency expenses
  • Personal possessions cover
  • Delayed personal possessions 
  • Loss of personal money
  • Loss of travel documents
  • Missed departure
  • Delayed departure
  • Personal liability cover

Winter Sports

For an additional premium you can also purchase winter sports cover, which includes:

  • Medical Emergency expenses following a skiing, snowboarding or sledging accident
  • Ski equipment
  • Ski hire
  • Ski pack (ski pass, ski hire or tuition fees)
  • Piste closure
  • Inability to ski due to accident
  • Avalanche closure
  • Maximum of 17 days cover in total per policy year

We cannot provide cover for the following:

  • Anyone over the age of 69
  • Pre existing or associated medical conditions
  • Children travelling independently