I have pets- what happens to them if I need alternative accommodation?
Our alternative accommodation insurance aims to cover your pets too. So their kennel and cattery fees could also be covered, if you can’t take them with you to your temporary new home.
I may only need alternative accommodation for a couple of weeks do I really need to move into another house or flat?
- In some cases, especially if you live on your own, moving into a new house or flat might not be the most practical solution–especially if you only need alternative accommodation for a couple of days or even weeks.
- In these situations we may consider putting you up in a bed and breakfast, or hotel. But this is done on a case by case basis and where you do stay would have to be chosen or accepted by esure.
- Please note if you choose to stay anywhere without informing esure, you won’t be able to claim back the money you spent on your accommodation. All costs have to be agreed and accepted by us before you book to stay anywhere.
What else is included when I buy Home Insurance from esure?
- Unlimited buildings cover - even if you need to rebuild you whole house, we'll cover it
- Cover for locks and keys - up to £1,000 to cover keys that are lost or stolen, or installing new locks on external doors
- Property owner’s liability cover - up to £2 million as standard
- New for old contents cover - we'll replace all covered items as new
- Garden cover - up to £2,000, tools, plants or machinery
- Freezer and fridge cover - up to £1,000 to cover spoiled food
Restrictions may apply, please refer to our policy booklet.
What types of events could make my home uninhabitable?
Believe it or not there can be quite a few situations that might leave you looking for temporary accommodation, while things in your home get sorted.
Of course the amount of cover you get for these situations differs between insurance companies, and is also dependent on the level and type of policy you have.
Below is a summary of the events we aim to cover, should you need alternative accommodation.
- Flood
- Fire, and smoke damage
- Any severe damage caused by criminals entering your home
- Subsidence
- Severe structural damage that may have been caused by a storm
- Burst water pipes, and severe leaks
For a full list of the types of events where you could make an alternative accommodation claim please read our policy booklet.
Other Optional Extras you can get with your home insurance
As well as Home Emergency cover we have other great Optional Extras for your Home Insurance that can help enhance your cover.
Personal Possessions Cover
With Personal possessions cover, your belongings will be covered while they are away from your home.
For a small fee you can get cover for accidental loss, damage and theft of your personal possessions while they are temporarily removed from your home anywhere in the United Kingdom and for up to 60 consecutive days anywhere in the rest of the world.
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Pest Cover
If you call out a professional to deal with a pest infestation, we'll cover the cost of the call out and extermination, up to a total cost of £150 (including VAT).
Spend a little extra to avoid ringing around – you can claim for the call out charge and the professional extermination or control of wasps, hornets nests, rats, mice or grey squirrels subject to an overall limit of £150 (including VAT per claim).
For the treatment of bed bugs this cover will pay the contractors charges subject to a maximum of three treatments/extermination and an overall limit of £200 (including VAT) of bed bugs in one infested area in the Home in the event of a call out.
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For full information, and terms and conditions on these Optional Extras please look at the policy booklet.
