What is a Multicar discount?

A Multicar discount is an online only discount we offer to existing esure Car Insurance and esure Flex Car Insurance customers who have more than one car in the household. When you, or anyone living with you, insures additional cars directly with esure, we’ll discount every new car insurance policy by 15%*. There’s no limit to the number of cars you can insure with us, so every additional policy could benefit from a 15%* discount.

We'll also apply a 15%* discount to the existing policy when it next renews, as long as it was also bought directly, and meets eligibility criteria. The full eligibility criteria and exclusions are shown below.

This offer is not available over the phone.

*The discount (1) excludes Optional Extras (2) is subject to eligibility; and (3) applies to online sales made via esure’s website only. If you pay by direct debit, interest will be calculated on the discounted premium.

Eligibility

• The person requiring cover will need to get their quote for additional esure car insurance policies directly at esure.com.
• The discount will apply from the start of the new policy and will continue to be applied at each renewal as long as the Multicar eligibility criteria and our standard Underwriting criteria have been met.
• A Multicar discount will be applied to the existing policy at the next renewal and at each subsequent renewal as long as this policy was originally bought directly from esure, and the Multicar eligibility criteria and our standard Underwriting criteria have been met.
• Minimum of two cars must be insured with esure by people living at the same home address.
• Our standard Underwriting criteria for your additional car insurance policies will apply.
• The Multicar discount offer is available from 1st August 2024. The terms apply from this date.
• The price quoted is valid up to the start date you chose when getting your quote.
• When answering the existing customer question on esure.com, you must select ‘yes’ to yourself or someone in your household being an existing policyholder, otherwise you will not be eligible for the Multicar discount.
• We reserve the right to modify or withdraw the Multicar discount at any time.

Exclusions

The Multicar discount doesn't apply to:

• The cost of optional extras.
• Any policies bought via a Price Comparison Website.
• Any policies bought over the phone.
• Discounts are not added during the policy year.
• Buying a car insurance policy with another brand within the esure Group.

If a change in circumstances means you no longer meet this eligibility criteria, the multicar discount will be removed and will not be applied to the policies from their next renewal(s).