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This is a summary of the limits which apply to esure Home Insurance policies (excludes esure Flex Home Insurance). Please read this alongside your policy booklet. If you have an esure Flex Home Insurance policy, please log in to view your policy documents.

Buildings

Alternative accommodation and rent£75,000
Emergency EntryUnlimited
External door locks£1,000
Glass and sanitary wareUnlimited
Professional fees, clearance costs and local authority requirementsUnlimited
Sale of your homeUnlimited
Trace and access£5,000
Underground servicesUnlimited
Your liability as the owner of your home£2,000,000
Your liability as the owner of your previous homes£2,000,000

 

Contents and Personal Possessions

Alternative accommodation and rent£10,000
AnniversariesContents sum insured plus 10%
BirthdaysContents sum insured plus 10%
BirthsContents sum insured plus 10%
Contents in your garden£2,000
Contents in your outbuildings (limit applies to theft only Claims)£2,000
Contents which are temporarily removed from the home£7,000
Deeds and documents£2,500
Domestic staff - your liability as their employer£10,000,000
External door locks£1,000
Fatal accident benefit£5,000
Freezer and refrigerator contents£1,000
Household removalContents sum insured
Metered water, oil or liquid petroleum gas£2,000
Mirrors and glassContents sum insured
Money£750
Nursing home cover£5,000
Office equipment£10,000
Pedal cycles£500 unless specified item
Personal liability and your liability as occupier of your home£2,000,000
Personal Possessions in a locked Motor Vehicle £750 
Seasonal increaseContents sum insured plus 15%
Students cover£5,000
Visitors effects£2,500
Wedding giftsContents sum insured plus 10%
Your liability as a tenant£10,000

 

Family Legal Protection

£50,000 legal fees (Up to £10,000 for employment disputes)

 

Home Emergency

We will pay, subject to an overall limit of £500, including VAT per claim for the call out charge, labour costs and parts and materials. This is subject to a £25 excess.£500, including VAT per claim

 

Pest cover

 For the extermination and/or control of:

Bedbugs (up to 3 treatments in one infested area in the home).Up to £200 incl. VAT per claim
Wasps and/or hornets nests, rats, mice and grey squirrels.Up to £150 incl. VAT per claim