This is a summary of the limits which apply to esure Home Insurance policies (excludes esure Flex Home Insurance). Please read this alongside your policy booklet. If you have an esure Flex Home Insurance policy, please log in to view your policy documents.
Buildings
| Alternative accommodation and rent | £75,000 |
| Emergency Entry | Unlimited |
| External door locks | £1,000 |
| Glass and sanitary ware | Unlimited |
| Professional fees, clearance costs and local authority requirements | Unlimited |
| Sale of your home | Unlimited |
| Trace and access | £5,000 |
| Underground services | Unlimited |
| Your liability as the owner of your home | £2,000,000 |
| Your liability as the owner of your previous homes | £2,000,000 |
Contents and Personal Possessions
| Alternative accommodation and rent | £10,000 |
| Anniversaries | Contents sum insured plus 10% |
| Birthdays | Contents sum insured plus 10% |
| Births | Contents sum insured plus 10% |
| Contents in your garden | £2,000 |
| Contents in your outbuildings (limit applies to theft only Claims) | £2,000 |
| Contents which are temporarily removed from the home | £7,000 |
| Deeds and documents | £2,500 |
| Domestic staff - your liability as their employer | £10,000,000 |
| External door locks | £1,000 |
| Fatal accident benefit | £5,000 |
| Freezer and refrigerator contents | £1,000 |
| Household removal | Contents sum insured |
| Metered water, oil or liquid petroleum gas | £2,000 |
| Mirrors and glass | Contents sum insured |
| Money | £750 |
| Nursing home cover | £5,000 |
| Office equipment | £10,000 |
| Pedal cycles | £500 unless specified item |
| Personal liability and your liability as occupier of your home | £2,000,000 |
| Personal Possessions in a locked Motor Vehicle | £750 |
| Seasonal increase | Contents sum insured plus 15% |
| Students cover | £5,000 |
| Visitors effects | £2,500 |
| Wedding gifts | Contents sum insured plus 10% |
| Your liability as a tenant | £10,000 |
Family Legal Protection
| £50,000 legal fees (Up to £10,000 for employment disputes) |
Home Emergency
| We will pay, subject to an overall limit of £500, including VAT per claim for the call out charge, labour costs and parts and materials. This is subject to a £25 excess. | £500, including VAT per claim |
Pest cover
For the extermination and/or control of:
| Bedbugs (up to 3 treatments in one infested area in the home). | Up to £200 incl. VAT per claim |
| Wasps and/or hornets nests, rats, mice and grey squirrels. | Up to £150 incl. VAT per claim |