esure Refer a Friend prize draw Terms and Conditions

1. Who can enter
1.1. To be eligible to enter the prize draw, participants must:
1.1.1. Be aged 18 or over; and
1.1.2. Have made a “Qualifying Purchase” as part of esure’s Refer a Friend programme. A “Qualifying Purchase” is the online purchase of an esure Car Insurance or esure Flex Car Insurance policy directly from esure using the referral link. The participant must use the referral link and then return to the same page, using the link, to enter their policy number once the purchase has been completed.
1.1.3. The purchase must be made between 16th July 2024 and 31st August 2024.
1.1.4. Live in England, Scotland or Wales
1.1.5. The policy must remain in force for at least 21 days after its start date. Policies cancelled within 21 days of the start date will not be entered into the prize draw.
1.2. The prize draw is not open to participants who purchase their policy from a Price Comparison Website.
1.4. Employees of the Promoter (see clause 8.1 of these Terms and Conditions), their families, its affiliated companies, distributors, agents and anyone professionally connected with the administration of the prize draw are excluded.

2. Entry Period
2.1. The prize draw entry period will be open from 00:01 on 8th July 2024 and closes at 23:59 on 31st August 2024

3. Entry
3.1. Eligible participants (as detailed in 1.1) will automatically be entered into the draw provided their policy is still in force at least 21 days after its start date.
3.2. The Promoter reserves the right at its absolute discretion to disqualify entries which it considers do not comply with these Terms and Conditions, any participant who it reasonably believes has interfered with the fair running of this prize draw, any participant that has provided inaccurate or incomplete information when purchasing their insurance policy and any participant that has failed to pay premium when due.
3.3. The Promoter shall have the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid entries including, without limitation, to require further verification as to the identity, age, and other relevant details of a participant.

4. Prize
4.1. There will be three winners who will be selected within 68 days of the closing date of the prize draw.
4.2. The winners shall be selected in accordance with Clause 6. The prize shall be a refund of the premium and insurance premium tax payable for the policy and any optional extra products purchased from esure at the same time as the policy. Where a customer has selected a monthly payment option the refund shall also cover interest payable. The refund will only apply to the cost of the first twelve months of a policy and any optional extra products.
4.3. The value of the refund will be capped at a maximum of £1,000.
4.4. If a winner has paid for their policy in one lump sum they will receive the refund in one lump sum. The refund will be paid to the card that was used to purchase the policy. We will contact the winner to confirm these details prior to making the refund.
4.5. If a winner is paying for their policy in monthly instalments they will receive a refund in respect of those instalments that have been paid. It will be paid to the account which has the Direct Debit in place. We will contact the winner to confirm these details prior to making the refund. The balance of the prize will be off-set against the unpaid monthly instalments.
4.6. If a winner has paid for their policy in one lump sum and cancels their policy within 12 months of its start date they will not be entitled to any refund of premium on cancellation.
4.7. If a winner is paying for their policy in monthly instalments and cancels their policy within 12 months of its start date they will not be entitled to receive a cash payment in respect of any unused refund.
4.8. The refund cannot be applied to any additional amounts payable if the customer makes changes to their policy or if they wish to purchase an optional extra product after they have bought their policy. The customer is responsible for paying any additional premium that is due.
4.9. The refund only applies to the first 12 months of the insurance policy and any optional extras purchased at the same time. If the policy or optional extra/s are renewed after the first 12 months the premium due will be payable by that winner.
4.10. The refund cannot be applied to any charges due to esure Services Limited for making a change to or cancelling a policy or optional extra product/s.
4.11. The prize is as described, it is non-negotiable and non-transferable. The prize cannot be exchanged for any alternative option.
4.12. The winners will be contacted by email on or before 7th November 2024.
4.13. The Promoter will attempt to contact the winners by email to the email address used on your policy up to four times over a period of 14 days. If the winner does not respond within these 14 days the Promoter may select a new winner from a list of reserves drawn at the original time.
4.14. The winners may decline their prize/s.

5. Data Protection and Publicity
5.1. Any personal data relating to participants will be used solely in accordance with current UK data protection legislation. The Promoter shall seek consent from the winners in order to do the following:
5.1.1. Promote/announce the winner on the Promoter’s social media channels (Facebook, Twitter) by using the winners’ names and if possible tagging in the winners’ social media profiles; and/or
5.1.2. In accordance with clause 6.2, provide details of the winners to those who request it; and/or
5.1.3. Request testimonial comments from the winners for the Promoter to use for marketing purposes.
5.2. The Promoter will process participant’s personal data in accordance with its Privacy Notice: www.esure.com/privacy

6. Selecting Winners
6.1. The winners of the prize draw (who will be chosen from eligible entries) will be randomly selected by a computerised randomiser.
6.2. Subject to clause 5.1.2, the last name and county of the winners will be available on request to those sending a stamped, addressed envelope to Win your premium back email prize draw, Marketing, esure, The Observatory, Castlefield Road, Reigate, Surrey, RH2 0SG, within 3 months of the closing date.

7. Liability
7.1. The Promoter will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this prize draw or accepting or using the prize, except for any liability which cannot be excluded by law (including personal injury, death and fraud) in which case that liability is limited to the minimum allowable by law.
7.2. The Promoter shall not be liable or responsible for any expenses incurred by the winners in relation to this prize draw.

8. The Promoter
8.1. The Promoter is esure Services Limited. It is a company registered in England and Wales (company number 02135610). Its registered office address is at The Observatory, Reigate, Surrey RH2 0SG. It is authorised and regulated by the Financial Conduct Authority (reference number 312063).
8.2. You should contact us at [email protected] for any queries relating to the prize or this prize draw, stating your full name and policy number.

9. Severability
9.1. If any of these clauses should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these Terms and Conditions and the remaining clauses shall survive and remain in full force and effect.

10. Jurisdiction
10.1. The prize draw and these Terms and Conditions are governed by English law. The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these Terms and Conditions.